Rewards you've earned shouldn't be left at the register
Most people carry two or more rewards cards and still pay with the wrong one. The rules are confusing, they change every quarter, and the difference adds up to real money every year. Lucro fixes that in one tap.
Make every card in your wallet work as hard as you do
Lucro started with one question asked at a checkout line: "Which card should I use here?" The answer depends on the store's category, rotating 5% bonuses, categories you picked, spending caps, and what points are actually worth. Lucro keeps track of all of it so you don't have to.
The name comes from the word for profit in Spanish and Portuguese, because that's the point: a little more back on everything you already buy.
The principles behind Lucro
Private by design
No account, no bank login, no card numbers. Your wallet lives on your phone, and we never see it.
Independent answers
The best card for you is the one we show. Rankings are never for sale, and no bank pays to be placed higher.
Honest about limits
Reward terms change. We show when each card's terms were last checked and remind you to confirm with your issuer.
Simple on purpose
One question, one clear answer, in the time it takes to reach for your wallet. Built for one thumb at a checkout line.
90+ cards, 25+ banks
Chase, American Express, Capital One, Citi, Discover, Bank of America, Wells Fargo, U.S. Bank and more, with store rules for 200+ merchants.
Kept up to date
When banks change their terms or announce new quarterly categories, Lucro's card data is updated, and the app picks it up automatically.
Real people behind it
Lucro is built by a small independent team. Questions or ideas? Write to us at info@lucrorewards.com. We read every message.
Want to know when Lucro launches?
Send us a quick note and we'll email you once, the day it's on the App Store.